Affirm says the purpose is always to “send sincere financial products you to boost lifetime,” according to businesses prospectus
The firm argues this one of its trick competitive pros are their chance model “constructed on more than good million analysis situations” that looks at risk within “exchange top” by firmly taking into account the object you to definitely a customer try to invest in. Affirm says that it’s capable approve 20% more customers on average than simply their competitors-helping facilitate so much more orders to have merchants-whilst cost exposure “with a high standard of reliability.”