Early in the day research has and additionally checked out prices off fintech loans
Specifically, permits me to dictate the large NPL proportion educated of the LendingClub therefore the largest finance companies from inside the 2016 resulted regarding of course higher credit exposure rather than regarding a lack of skills from inside the examining borrowing risk and you can controlling fund
Some degree work at different kinds of choice studies, and additionally information regarding friendship and you can internet sites, online footprints, and you will text message-established studies. Continue Reading