The whole loan consolidation process should be completed in one tutorial

Gather all student loan information, account comments and you may expenses and that means you can get every piece of information had a need to finish the “Government Direct Integration Loan application and you may Promissory Notice.”

Or even need to make about three voluntary costs, you can nevertheless combine your own finance for people who invest in get into to your a living-determined repayment plan

1. To begin, you must apply online through , or download a form and mail a completed copy to the Department of Education.
2. Feedback all the information on your software. If you have accomplished the proper execution, generate a duplicate for the records and mail the first profiles step 1, dos, step three, cuatro and you may 5 on department, as well as the completed mode(s) understood from the Fees Package Options point and you will one required even more variations or paperwork.
3. Once accomplished software and you will support records was acquired, the brand new service will start operating your application. During this period, new service you are going to phone call your having issues. Meanwhile, if you currently have to generate costs in your loans, continue to do so. You will need to remain and make repayments until you found composed notice that the loans was properly consolidated and is also time for you to initiate spending your Direct Integration Mortgage. While having problems while making money in your fund, get hold of your servicer to ascertain indicates you are ready to attenuate the loan money; you will want to ask specifically about your “Income-Motivated Cost” options. Continue Reading